๐Ÿ‡ฌ๐Ÿ‡ง Free Resource โ€” Social Tariffs & Bill Cutting UK

Cut Your
Bills
Now

If you're on Universal Credit, PIP, ESA or any benefit โ€” you're probably massively overpaying. Social tariff broadband from ยฃ12.50/mo. Social tariff mobile ยฃ10/mo. Here's everything.

๐Ÿ“ก Cheap Broadband ๐Ÿ“ฑ Cheap Mobile โšก Energy Help

SCROLL โ†“

โฑ๏ธ This site takes 1 hour to fully read and get help. Please click every link and view every page โ€” the answer you need is in here somewhere. Don't skim it and give up.
ยฃ12.50
Cheapest social tariff broadband/mo
ยฃ10
Social tariff mobile SIM/mo
ยฃ250
Max switching bonus available
ยฃ150
Warm Home Discount off your bill

๐Ÿ“ก Broadband

Social Tariff
Broadband

If you're on UC, PIP, ESA, Pension Credit, JSA, Income Support, Child Tax Credit, Carer's Allowance or Scottish Child Payment โ€” you qualify. Providers do not advertise these. You have to ask.

๐Ÿ“ž Script โ€” say this exact phrase:
"I'm on [Universal Credit / PIP / ESA]. Do you offer a social tariff or discounted broadband plan for benefit claimants?"
ProviderPlanSpeedPriceContractNE4 / Newcastle
BT Home EssentialsUnlimited Fibre Essential36Mbpsยฃ15/mo12-monthโœ… Available โ€” Openreach FTTC
Virgin MediaEssential Broadband15โ€“54Mbpsยฃ12.50โ€“ยฃ20/mo30-dayโš ๏ธ Check coverage โ€” cable network
VodafoneFibre 2 Essentials73Mbpsยฃ20/moNo exit feeโœ… Likely available โ€” Openreach
TalkTalkSocial Tariff~67Mbpsยฃ20/mo12-monthโœ… Available โ€” FTTC, UC eligible
Sky BroadbandBasics~35Mbps~ยฃ20/mo18-monthโš ๏ธ Call to check
HyperopticFair Fibre 50Mb57Mbpsยฃ15/mo30-dayโš ๏ธ Apartment buildings only
Community FibreSocial Tariff150Mbpsยฃ12.50/mo30-dayโŒ London only
FibrusSocial Tariff 50Mb50Mbpsยฃ14.99/mo30-dayโŒ N. Ireland / rural
G.NetworkEssential Fibre 50Mb50Mbpsยฃ15/mo30-dayโŒ London focus
TruespeedBasic30Mbpsยฃ20/mo30-dayโŒ South West only
๐Ÿ” Compare Social Tariff Broadband

Full UK comparison updated regularly. Find what's available at your postcode.

Compare on Uswitch โ†’
๐Ÿ“‹ Full ISP Social Tariff List

ISPreview keeps a full updated list of every provider offering social tariffs.

ISPreview Full List โ†’

๐Ÿ“ฑ Mobile

Social Tariff
Mobile SIMs

These are barely advertised. Ring up and ask directly. ยฃ10/mo for a working SIM with decent data โ€” you could be sorted today.

๐Ÿ“ž Script โ€” say this exact phrase:
"Do you offer a social tariff mobile plan for benefit claimants? I'm on [Universal Credit / PIP / ESA]."
ProviderPlanData / CallsPriceNotes
ThreeSocial Tariff12GB + unlimitedยฃ10/moโญ Best data deal โ€” 5G included
EEBasic Mobile5GB + 150 minsยฃ10/moUC / PIP eligible
Virgin Media O2Essential Mobile5GB + unlimited minsยฃ10/mo30-day, no exit fee
VodafoneEssential Mobile5GB + unlimitedยฃ10/moRolling contract
LebaraSIM-only plansFrom 1GB+From ยฃ2.50/moโญ Best value entry plan โ€” use referral link
๐Ÿ’ก Three is the best deal right now โ€” 12GB data, unlimited calls, 5G, ยฃ10/mo. Call Three and say you're on benefits and want the social tariff SIM.

๐Ÿ’ท Switching Bonuses

Get Paid
to Switch

Leaving your current broadband provider can earn you up to ยฃ250 cash. Important caveat below.

โš ๏ธ Social tariff customers are usually excluded from switching bonuses. These offers are for standard contracts only. If you're on a social tariff โ€” stick with it. The monthly savings beat a one-off bonus.
ProviderOfferValueConditions
Virgin MediaSwitching CreditUp to ยฃ250Pay early termination fees, claim within 60 days
SkySwitching Credit + Gift CardUp to ยฃ200New broadband+TV, no upfront fees
VodafoneSwitching CreditUp to ยฃ200Pay ETFs, credit check required
BTReward CardUp to ยฃ175โŒ NOT on Home Essentials social tariff
HyperopticSwitching CreditUp to ยฃ150Full fibre areas only, submit proof
ThreeLast Bill PaidUp to ยฃ150Switch 5G Hub home broadband, submit final bill
EESwitching CreditUp to ยฃ100New Full Fibre customers only

โšก Energy

Cut Your
Energy Bills

Most people on benefits don't know half of this exists. All of it is yours by right.

๐ŸŒก๏ธ

Warm Home Discount โ€” ยฃ150

On Pension Credit, UC, or Income Support? You may get ยฃ150 off your electricity bill. Check with your supplier โ€” some get it automatically, others need to apply before the deadline.

๐Ÿ’ท ยฃ150 off your bill
โ„๏ธ

Cold Weather Payment

Automatic ยฃ25 payment when local temperature is at or forecast to be 0ยฐC or below for 7 consecutive days. If you're on qualifying benefits, you should receive it automatically.

๐ŸŒจ๏ธ Automatic if eligible
๐Ÿ”‹

Emergency Credit

On a prepayment meter and can't top up? Call your supplier โ€” every major UK supplier must provide emergency credit immediately. You repay gradually when you next top up.

๐Ÿ“ž Call your supplier now
๐Ÿ 

ECO4 โ€” Free Insulation & Boilers

Free home insulation, boiler upgrades, and energy improvements for people on qualifying benefits. Saves hundreds per year. Check eligibility at gov.uk or through your supplier.

๐Ÿ†“ Free home upgrades
๐ŸŽŸ๏ธ

CAB Fuel Vouchers

Citizens Advice can provide fuel vouchers for gas and electric โ€” up to 3 times in any 6-month period. Almost nobody knows this. Walk in and ask specifically for fuel vouchers.

3x per 6 months โ€” free
๐Ÿ’ฐ

Social Energy Tariff

Some suppliers offer discounted rates for people on low incomes โ€” they don't advertise them. Call your supplier and ask: "Do you have a social tariff for customers on benefits?"

โ˜Ž๏ธ Ask your supplier directly
๐ŸŒก๏ธ Warm Home Discount โ€” Apply Now

Check your eligibility and apply before the annual deadline.

Check Eligibility โ†’

๐Ÿ“บ All Bills

Cut Every
Other Bill

TV licence, water, council tax, prescriptions โ€” all either free or massively reduced if you're on benefits.

๐Ÿ“บ

TV Licence

Free if you're 75+ on Pension Credit. ยฃ0 if you only watch Netflix, YouTube, etc and never watch live TV or BBC iPlayer. Millions pay who don't need to.

Check if you need one โ†’
๐Ÿšฟ

Water โ€” WaterSure Scheme

If you have a water meter and use a lot of water (medical condition, 3+ kids), WaterSure caps your bill at the average for your area. Apply directly to your water company.

WaterSure info โ†’
๐Ÿ›๏ธ

Council Tax Reduction

On UC or low income? You may pay zero council tax. Apply directly to your local council โ€” it's not automatic, you have to claim it. Don't miss this one.

Apply for CTR โ†’
๐Ÿ’Š

Free NHS Prescriptions

On UC, ESA, JSA, PIP or Income Support? Your prescriptions are free. Millions overpay because they don't know this. Every prescription, every time.

Check eligibility โ†’
๐Ÿฆท

Free NHS Dental

On qualifying benefits? You're entitled to free NHS dental treatment. Most people don't know this. Tell your dentist you're on benefits before they charge you.

๐Ÿ†“ Free โ€” just tell your dentist
๐Ÿ“ž

Call Before You Struggle

Every bill โ€” energy, broadband, water, rent โ€” call before you fall behind. All providers must offer payment plans by law. Calling early means more options. Don't wait.

โš–๏ธ They must help โ€” it's law

๐Ÿฆ No Excuses

No Bank
Account?
Sorted.

Sick of hearing "I can't do it, I don't have a bank account." You can open one right now, on your phone, in minutes, with no credit check.

๐Ÿ”ฅ You've got the accounts. Now refer yourself.

Got Lloyds, Revolut, Zilch? Use your own referral links and earn cashback on accounts you already have. Stop begging for loans. The tools are already in your hands. Use them.

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Someone you know is overpaying right now. Send them this page โ€” it's free and could save them hundreds.