How it works
Why have a second bank account?
Plenty of people in the UK keep more than one current account — and there are good practical reasons for it.
Refer others and earn more
Once your account is active, you can share the offer with friends and family through Lloyds' referral scheme.
Refer up to 5 people per year and earn £50 for each successful referral — up to £250 a year, just for sharing the link.
Is Lloyds Bank safe?
Lloyds is one of the largest banks in the UK, regulated by the Financial Conduct Authority.
FSCS protected up to £85,000
Customer deposits are covered by the Financial Services Compensation Scheme.